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Personal Checking
Free Checking
The Personal Account
Seniors Accounts
Personal Money Market Account

 




Personal Checking

You can get a checking account just about anywhere these days. But at Bank of Walterboro, we’ve got a choice of accounts that can help you meet a variety of cash management needs. From a no minimum balance, no service charge free checking account, to a Seniors account that pays competitive rates, to our money market account that offers a premium rate…….Bank of Walterboro can tailor an account to suit your needs.

All checking accounts are insured by FDIC.



Free Checking

With our Free Checking account you get the features you need at no cost… period, no gimmicks, and no hidden charges.

  • NO minimum balance requirements
  • NO monthly service charges
  • NO transaction charges
  • FREE Debit card upon approval
  • Free unlimited Bank of Walterboro ATM transactions. Other ATM owners may charge a fee.



The Personal Account
  • Unlimited check writing
  • Standard rate of interest paid on balances of $500-$2500
  • Market rate of interest paid on balances $2501 or more
  • $100 minimum balance will avoid a $3.00 monthly maintenance charge plus a .15 per check charge


Seniors Accounts

For our customers age 55 or better.

  • No service charges
  • No minimum balance requirements
  • Standard interest rate paid on balances up to $2500
  • Market rate of interest paid on balances $2501 or more
  • Free personalized checks
  • Free notary service
  • Free travelers and cashiers checks (Limit 5)



Personal Money Market Account
  • $1000 minimum balance will avoid a $5.00 monthly maintenance fee
  • Standard interest rate paid on balances up to $999.99
  • Balances between $1000 - $14999.99 earn money market interest
  • Balances $15000 or more earn premium rate of interest
  • Account limited to 3 checks and 3 pre-authorized withdrawals per statement cycle - $5.00 charge for each over limit withdrawal
  • Unlimited teller withdrawals



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