Privacy Policy

WHAT DOES BANK OF WALTERBORO DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

When you are no longer our customer, we continue to share your information as described in this notice

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of the Lowcountry chooses to share; and whether you can limit this sharing.

How does Bank of the Lowcountry protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Bank of the Lowcountry collect my personal information?

We collect your personal information, for example, when you

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

State laws and individual companies may give you additional right to limit sharing.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. Bank of the Lowcountry has no affiliates.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. Bank of the Lowcountry does not share with nonaffiliates so they can market to you.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Bank of the Lowcountry doesn’t jointly market.