Bank of Walterboro was organized by ten prominent Walterboro, SC businessmen in the spring of 1988, and had its charter approved on October 11, 1988. Bank of Walterboro was the first commercial chartered bank to be organized in Walterboro in over 65 years. The bank officially opened for business on May 1, 1989 with nine employees. On October 1, 1997 the bank opened its first branch in Ravenel, SC. On March 23, 2001 a drive up facility was opened on Forest Hills Road in Walterboro; that facility was converted to a full service branch on February 3, 2003. In December 2004, our newest branch was opened in Ridgeland, SC. In November, 2017, Bank of the Lowcountry, a newly formed division of Bank of Walterboro, announced the opening of a loan production office in Charleston, South Carolina to serve the needs of its vibrant, growing business community.