Loans & Mortgages
When you need money to fund life’s necessities and its pleasures, we’re here to help.
Bank of the Lowcountry makes personal, commercial, real estate, and permanent home mortgage loans without regard to race, color, national origin, sex, handicap, or familial status.
Our experienced lenders at all branches of Bank of the Lowcountry take the time to understand your financial needs. That’s why we offer the finest personal and professional service available anywhere. We believe in working with you, one on one, to a find a loan package that meets your needs. With all of our loans we offer flexible financing, decision making and quick turnaround time.
Whatever type of loan meets your needs; we make the loan process fast and convenient. If you have any questions at all about how a loan program at Bank of the Lowcountry can be tailored to meet your goals, talk to one of our lenders at any of our offices.
Home Equity Financing
If you’re like most people, your home is your biggest asset. We offer you the opportunity to put the equity in your home to work for you. Updating your home, consolidating investment opportunities, or paying school tuition is a few of the many important reasons to borrow. When one comes your way, choose a fixed rate Home Equity Loan or a variable rate Home Equity Line of Credit. The Home Equity Loan gives you a lump sum for a major expenditure, and the Line of Credit makes ready cash available whenever you need it. In addition, you may be able to cash in on real tax savings. Because your Bank of the Lowcountry Loan or Line is secured by your home, the interest you pay may be tax deductible. Consult your tax advisor regarding the tax deductibility of interest.
Mortgage Products
Here are some of the mortgage products you’ll find at Bank of the Lowcountry. Come in and see one of our Loan Officers for more detailed information.
Fixed Rate loans
Jumbo Loans
Adjustable Rate Loans
Construction loans
Mobile Home Financing
Main
1100 N. Jefferies Blvd., Walterboro, SC 29488
Phone: 843-549-2265
Fax: 843-549-5476
James Bunton
EVP, Director of Administration & Retail
1100 N. Jefferies Blvd., Walterboro, SC 29488
Phone: 843-549-2265
Fax: 843-549-5476
Garth DeLong
Loan OfficerRavenel
6225 Savannah Hwy., Ravenel, SC 29470
Phone: 843-889-6953
Fax: 843-889-6956
Nicholas Smith
Loan OfficerRidgeland
8058 East Main St., Ridgeland, SC 29936
Phone: 843-726-3168
Fax: 843-726-6112
Carl Kilpatrick
EVP
8058 East Main St., Ridgeland, SC 29936
Phone: 843-726-3168
Fax: 843-726-6112
Jeffery Mingledorff
Branch Manager, VP
8058 East Main St., Ridgeland, SC 29936
Phone: 843-726-3168
Fax: 843-726-6112
Lee Hutto
City Executive, SVPMt. Pleasant
767 Johnnie Dodds Boulevard, Mt. Pleasant, SC 29464
Phone: 843-884-4250
Fax: 843-884-4251
Heath Thompson
Commercial Loan Officer
767 Johnnie Dodds Boulevard, Mt. Pleasant, SC 29464
Phone: 843-884-4250
Fax: 843-884-4251
Erik Lebkicher
VP, Commercial Relationship Manager
767 Johnnie Dodds Boulevard, Mt. Pleasant, SC 29464
Phone: 843-884-4250
Fax: 843-884-4251