When a bank lends money to clients, it takes the risk that the loan may be unrecoverable. Although mortgages and other major loans require some form of collateral, credit cards are distributed without this reassurance. To compensate, banks and other lending agencies use credit scores...
Want to make extra cash without taking on a second job? Whether you’re thinking of starting a side business or you just want to earn a little cash on the weekends, we’ve got you covered. Here are some of the best money making side gigs. Become...
After the holiday rush of Christmas and New Year’s, you may have promised to budget, pay off credit card debt, and spend less in the new year. However, Valentine’s Day just around the corner, bringing with it expectations of expensive dinners and gifts. Although holiday...
There is a wide range of investments to make, with different pros and cons to consider with each one. Below, we explore three types of popular investments so that you can choose which one is right for you. Mutual funds A mutual fund is an investment group...
In the colder months, the high cost of heating your home can wreak havoc on your finances. When the temperature outside starts dropping, it’s tempting to crank up the heat in your home. Although the average electric bill costs around $180 per month for apartment...